Get Full Coverage with Galaxy Health Insurance: No Co-Payment & ICU Protection
Choose the Right Galaxy Health Insurance Plan: Coverage Options Ranging from Rs 3 Lakh to Rs 1 Crore with Signature, Elite, Premier Plans, and Enhanced Optional Covers
Galaxy Health Insurance has launched its first-ever product, Galaxy Promise, offering a wide range of health insurance plans designed to meet the needs of families seeking both affordable and comprehensive coverage. With sum insured options ranging from Rs 3 lakh to Rs 1 crore, Galaxy Promise is available in four distinct plans: Signature, Elite, Premier, and Enhanced Optional Covers. This launch comes at a time when healthcare expenses in India are rising annually by 10-15%, according to the company, making it a timely solution for families looking to protect their health and finances.
The newly launched Galaxy Promise plans by Galaxy Health Insurance are specifically designed to address the rising healthcare expenses in India. These plans offer a wide range of benefits, including nine exclusive features that provide robust support to policyholders. A standout feature of these plans is the unlimited restoration of the sum insured, which allows policyholders to submit multiple claims for the same condition within the same policy year. This unique benefit ensures that individuals and families are continually covered, even in the case of recurring medical treatments or extended hospital stays, offering peace of mind and financial protection.
As G. Srinivasan, Managing Director and CEO of Galaxy Health Insurance, explained, the company is focused on delivering solutions that not only provide financial security during medical emergencies but also foster a culture of preventive health and wellness. With Galaxy Promise, policyholders are empowered to take control of their health and well-being, knowing that they have access to continuous coverage and support. Whether it’s for unexpected medical costs or long-term health management, these plans are designed to offer comprehensive protection for the entire family.
Guaranteed Premium Rates for Long-Term Stability
The Galaxy Promise Plans are designed with a fixed premium structure, ensuring that policyholders enjoy stable and predictable healthcare costs over the long term. With premiums locked in place until the policyholder reaches the age of 55 or files a claim, these plans offer significant peace of mind by protecting against unexpected premium hikes and keeping healthcare costs manageable. This long-term stability allows policyholders to plan their finances with confidence, knowing that they will not be faced with escalating premiums as they grow older.
Comprehensive Coverage with No Co-payment
The Galaxy Promise Plans provide extensive coverage for a wide range of medical services, from hospitalization to advanced treatments. This includes 100% coverage for room rent, ICU, digital ICU, and 68 different consumable items commonly used during medical procedures. What truly sets these plans apart is the no co-payment policy, which ensures that policyholders are not burdened with any additional out-of-pocket expenses. Whether it’s the cost of admission, processing fees, or any treatment-related charges, all expenses are fully covered under the plan, offering complete financial protection when you need it most.
Women’s Health Coverage: Tailored for Every Stage of Life
The Galaxy Promise Plans offer specialized coverage for women’s health, recognizing the unique healthcare needs that women may face throughout their lives. From Assisted Reproduction Treatments (ART) and fetal surgeries to comprehensive maternity care, the plans ensure that women receive the support and protection they deserve. With full coverage for these essential services, women can focus on their health and well-being without the worry of high medical costs, making these plans an ideal choice for those looking to safeguard their health and reproductive future.
Cumulative Bonus for Enhanced Protection
One of the standout features of the Galaxy Promise Plans is the Cumulative Bonus. Policyholders can earn a bonus of up to 500% of the sum insured as they renew their policies year after year. This bonus is a powerful way to increase your coverage over time, offering extra financial protection in the event of a major claim. The more years you stay with the plan, the greater the cumulative bonus, adding valuable long-term benefits to your healthcare coverage and ensuring that you’re always well-prepared for the future.
Gala Fit Wellness Program: Rewards for Healthy Living
The Gala Fit wellness program is designed to incentivize policyholders to stay active and healthy. By participating in health and fitness activities, policyholders can earn premium discounts of up to 20%, reducing their overall insurance costs. This program encourages a healthier lifestyle by rewarding you for making wellness a priority, making it easier and more affordable to take care of your health. Whether it’s through regular exercise, healthy eating, or other fitness activities, the Gala Fit program helps you save on premiums while simultaneously boosting your health.
Why Choose Galaxy Promise Plans?
With their guaranteed premium rates, comprehensive coverage, specialized women’s health benefits, cumulative bonuses, and the Gala Fit wellness program, the Galaxy Promise plans offer an all-encompassing health insurance solution. These plans not only protect your financial future but also empower you to take control of your health, with rewards for making healthy choices and an unwavering commitment to support you through every stage of life.
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